Best Bikes Under ₹1 Lakh in India 2026: Top 10 Affordable Bikes for Daily Use
Buying a new motorcycle under ₹1 lakh is still one of the smartest decisions for Indian buyers in 2026. This budget is ideal for students, office commuters, delivery riders, first-time buyers and families who need a reliable two-wheeler for everyday travel. The bikes in this segment are affordable to buy, easy to maintain, fuel-efficient and supported by wide service networks across India.
Today, a budget bike is no longer just a basic commuter. Buyers can choose from mileage-focused 100cc motorcycles, feature-loaded 125cc bikes, sporty street bikes and comfortable options for long daily rides. Brands such as Hero, Honda, TVS and Bajaj offer several strong choices below ₹1 lakh ex-showroom.
However, choosing the right bike depends on your daily distance, riding style, mileage expectation, pillion use, service availability and budget. A rider who travels 50 km daily may prefer a high-mileage bike like Hero Splendor Plus or Honda SP 125. On the other hand, a young buyer looking for sporty styling may find TVS Raider 125, Bajaj Pulsar 125 or Hero Xtreme 125R more suitable.
In this article, we have listed the best bikes under ₹1 lakh in India in 2026. The list includes popular commuter bikes, stylish 125cc motorcycles and value-for-money options for different types of buyers.
Note: Prices mentioned in this article are approximate ex-showroom prices and may vary by city, variant, taxes and dealer offers. On-road price can go above ₹1 lakh in some cities.
Best Bikes Under ₹1 Lakh in India 2026: Quick List
| Bike Model | Approx. Ex-Showroom Price | Engine | Claimed Mileage | Best For |
|---|---|---|---|---|
| Hero Splendor Plus | ₹75,000 onwards | 97.2cc | Up to 70 kmpl | Best mileage and daily use |
| Honda SP 125 | ₹89,000 onwards | 123.94cc | Up to 63 kmpl | Premium commuter bike |
| TVS Raider 125 | ₹83,000 onwards | 124.8cc | Up to 71 kmpl | Young riders and features |
| Bajaj Pulsar 125 | ₹90,000 onwards | 124.4cc | Up to 50 kmpl | Sporty commuter |
| Hero Xtreme 125R | ₹91,000 onwards | 124.7cc | Around 60 kmpl | Best sporty 125cc bike |
| Honda Shine 100 | ₹68,000 onwards | 98.98cc | Up to 65 kmpl | Affordable Honda commuter |
| Hero HF Deluxe | ₹60,000 onwards | 97.2cc | Up to 70 kmpl | Lowest-budget daily bike |
| TVS Sport | ₹61,000 onwards | 109.7cc | Up to 70 kmpl | Strong mileage and comfort |
| Bajaj Platina 110 | ₹72,000 onwards | 115.45cc | Up to 70 kmpl | Long daily commute |
| TVS Radeon | ₹61,000 onwards | 109.7cc | Up to 68 kmpl | Comfortable family bike |
1. Hero Splendor Plus
Hero Splendor Plus remains one of the most trusted motorcycles in India. It is known for its simple design, strong reliability, low maintenance cost and excellent fuel efficiency. For buyers who want a practical bike for office travel, village roads, city commuting or family use, Splendor Plus continues to be a safe choice.
The bike gets a 97.2cc engine that is designed for relaxed daily riding. It does not offer aggressive performance, but it is easy to handle in traffic and economical to run. Its lightweight body also makes it suitable for new riders and people who prefer a simple motorcycle.
The biggest advantage of Hero Splendor Plus is its wide service network. Spare parts are easily available in most cities and small towns. This makes ownership easier, especially for riders who travel daily.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 97.2cc |
| Power | Around 8 PS |
| Mileage | Up to 70 kmpl |
| Transmission | 4-speed |
| Best For | Daily commute and mileage |
| Price | ₹75,000 onwards |
Why Buy Hero Splendor Plus?
- Excellent mileage for daily riders
- Low service and maintenance cost
- Easy availability of spare parts
- Reliable engine and strong resale value
- Suitable for city as well as rural roads
Who Should Avoid It?
Buyers looking for sporty styling, quick acceleration, disc brakes or advanced digital features may find the Splendor Plus too basic.
2. Honda SP 125
Honda SP 125 is one of the best premium commuter bikes under ₹1 lakh in India. It offers a refined engine, modern styling, good mileage and useful features. The bike is suitable for office-going riders who want a smooth and comfortable 125cc motorcycle without moving to a higher budget segment.
The 123.94cc engine delivers better performance than a regular 100cc commuter bike. It feels smooth in city traffic and has enough power for occasional highway rides. Honda has also given the bike a modern fuel tank design, LED headlamp, digital console and silent start system.
The SP 125 is a good choice for riders who want better performance than Splendor Plus but still want strong fuel efficiency. It can handle daily office rides, college use and family commuting comfortably.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 123.94cc |
| Power | Around 10.7 PS |
| Mileage | Up to 63 kmpl |
| Transmission | 5-speed |
| Best For | Premium daily commute |
| Price | ₹89,000 onwards |
Why Buy Honda SP 125?
- Refined and smooth Honda engine
- Good balance of mileage and performance
- 5-speed gearbox for relaxed riding
- Modern design and useful features
- Suitable for city and highway use
Who Should Avoid It?
If your priority is the lowest purchase price, Hero HF Deluxe or Honda Shine 100 will be more affordable options.
3. TVS Raider 125
TVS Raider 125 is one of the most feature-packed motorcycles in the 125cc segment. It is popular among college students and young buyers because of its sporty design, sharp tank shrouds, modern headlamp and digital instrument console.
The bike uses a 124.8cc engine that offers strong low-end performance. It feels quick in city traffic and is more exciting to ride than traditional commuter bikes. TVS Raider is also available in multiple variants, including versions with a digital display and Bluetooth connectivity.
Apart from styling, the Raider also offers a comfortable riding position and good fuel efficiency. It can be used for daily commuting, but its sporty personality makes it more attractive for young riders.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 124.8cc |
| Power | Around 11.4 PS |
| Mileage | Up to 71 kmpl |
| Transmission | 5-speed |
| Best For | Students and young riders |
| Price | ₹83,000 onwards |
Why Buy TVS Raider 125?
- Sporty and modern design
- Strong performance for a 125cc bike
- Good features in higher variants
- Comfortable for city riding
- Good mileage despite sporty character
Who Should Avoid It?
Riders who prefer a simple, conservative-looking bike for family use may prefer Honda SP 125 or Hero Splendor Plus.
4. Bajaj Pulsar 125
Bajaj Pulsar 125 is for buyers who want the iconic Pulsar styling in an affordable package. It gets muscular body panels, sporty graphics and a fuel tank design inspired by larger Pulsar models.
The bike comes with a 124.4cc engine that offers enough performance for city commuting. It feels stronger than a 100cc bike and has a sporty riding position. Pulsar 125 is suitable for buyers who want a motorcycle that looks more premium than a basic commuter.
The motorcycle is also practical for daily use, though its mileage may be lower than Hero Splendor Plus or Honda SP 125. Still, it is a good option for people who want a balance of style, brand value and everyday usability.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 124.4cc |
| Power | Around 11.8 PS |
| Mileage | Up to 50 kmpl |
| Transmission | 5-speed |
| Best For | Sporty daily commuting |
| Price | ₹90,000 onwards |
Why Buy Bajaj Pulsar 125?
- Muscular Pulsar design
- Good road presence
- Strong performance for city rides
- Available in multiple variants
- Good choice for young buyers
Who Should Avoid It?
Mileage-focused buyers should consider Hero Splendor Plus, TVS Sport or Honda Shine 100 instead.
5. Hero Xtreme 125R
Hero Xtreme 125R is one of the most stylish bikes in the under ₹1 lakh segment. It has a sharp streetfighter design, LED lighting, muscular fuel tank and sporty bodywork. The bike is designed for buyers who want an aggressive-looking motorcycle without spending more than ₹1 lakh.
The 124.7cc engine offers a good mix of performance and mileage. It is suitable for city riding and can also handle short highway trips. The lightweight chassis and sporty riding position make it fun for young riders.
Hero has positioned the Xtreme 125R as a more premium and performance-focused 125cc bike. It competes directly with TVS Raider 125 and Bajaj Pulsar 125.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 124.7cc |
| Power | Around 11.5 PS |
| Mileage | Around 60 kmpl |
| Transmission | 5-speed |
| Best For | Stylish and sporty riders |
| Price | ₹91,000 onwards |
Why Buy Hero Xtreme 125R?
- Aggressive streetfighter design
- LED headlamp and modern styling
- Good performance for city use
- Lightweight and easy to handle
- Strong option against Raider and Pulsar 125
Who Should Avoid It?
If comfort, resale value and long-term simplicity are more important than sporty looks, Honda SP 125 may be a better option.
6. Honda Shine 100
Honda Shine 100 is a simple and affordable commuter bike for riders who want Honda reliability at a lower price. It is aimed at buyers upgrading from an old 100cc bike or those looking for a dependable motorcycle for daily use.
The bike gets a 98.98cc engine and is designed mainly for fuel efficiency and easy riding. Its seat is comfortable, the riding posture is upright and the bike is easy to manage in crowded traffic.
Honda Shine 100 is a good choice for rural areas, small towns, office commuting and family use. It may not have sporty features, but it offers practical ownership and a trusted Honda badge.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 98.98cc |
| Power | Around 7.4 PS |
| Mileage | Up to 65 kmpl |
| Transmission | 4-speed |
| Best For | Affordable Honda ownership |
| Price | ₹68,000 onwards |
Why Buy Honda Shine 100?
- Affordable Honda motorcycle
- Simple and reliable engine
- Good mileage for regular use
- Comfortable upright riding position
- Easy to maintain
7. Hero HF Deluxe
Hero HF Deluxe is one of the most affordable motorcycles in India. It is built for buyers who need a low-cost, fuel-efficient and easy-to-maintain bike. It is especially popular in small towns and rural markets because of its practical nature.
The 97.2cc engine is tuned for mileage and relaxed riding. The bike is lightweight, easy to control and comfortable for short daily trips. Hero also offers different variants, allowing buyers to choose based on budget and features.
HF Deluxe is not meant for performance riders, but it delivers what most commuter buyers need: low running cost, good fuel efficiency and a reliable ownership experience.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 97.2cc |
| Power | Around 8 PS |
| Mileage | Up to 70 kmpl |
| Transmission | 4-speed |
| Best For | Budget daily commute |
| Price | ₹60,000 onwards |
8. TVS Sport
TVS Sport is a strong option for buyers looking for mileage, comfort and affordability. The motorcycle has a practical design, comfortable seat and durable build quality. It is suitable for office commuters, delivery riders and family users.
The 109.7cc engine offers slightly more capacity than most 100cc bikes. It provides enough power for city traffic while still delivering impressive mileage. TVS Sport is also known for its comfortable suspension, which helps on rough roads.
For riders who travel long distances every day, TVS Sport can be a practical alternative to Hero Splendor Plus and Honda Shine 100.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 109.7cc |
| Power | Around 8.3 PS |
| Mileage | Up to 70 kmpl |
| Transmission | 4-speed |
| Best For | Mileage and rough-road comfort |
| Price | ₹61,000 onwards |
9. Bajaj Platina 110
Bajaj Platina 110 is known for its comfortable suspension and practical daily-use character. It is a good choice for riders who cover long distances every day and want a bike that feels comfortable even on broken roads.
The 115.45cc engine provides better pulling power than a typical 100cc commuter. The bike gets a long seat, upright riding posture and suspension setup designed for comfort. This makes it suitable for riders who often carry a pillion or travel between villages and cities.
Bajaj Platina 110 may not look as sporty as Pulsar 125 or Xtreme 125R, but it is one of the better options for comfort-focused buyers.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 115.45cc |
| Power | Around 8.6 PS |
| Mileage | Up to 70 kmpl |
| Transmission | 5-speed |
| Best For | Long daily rides and comfort |
| Price | ₹72,000 onwards |
10. TVS Radeon
TVS Radeon is a family-focused commuter motorcycle with a solid build and comfortable seat. It has a slightly retro design and is aimed at buyers who prefer a traditional-looking bike with modern reliability.
The 109.7cc engine is suitable for everyday commuting. It offers smooth power delivery and good mileage. The bike also has a wide seat, comfortable suspension and practical features for family riders.
TVS Radeon is a good alternative for buyers considering Hero Splendor Plus, TVS Sport or Honda Shine 100.
Key Highlights
| Specification | Details |
|---|---|
| Engine | 109.7cc |
| Power | Around 8.2 PS |
| Mileage | Up to 68 kmpl |
| Transmission | 4-speed |
| Best For | Family use and comfort |
| Price | ₹61,000 onwards |
Which Bike Under ₹1 Lakh Is Best for You?
The best bike under ₹1 lakh depends on what you need from your motorcycle.
If mileage is your first priority, Hero Splendor Plus, Hero HF Deluxe and TVS Sport are among the best options. These bikes are ideal for people who travel daily and want to reduce fuel expenses.
If you want a premium commuter with refined performance, Honda SP 125 is one of the strongest choices. It offers a good engine, modern features, 5-speed gearbox and practical mileage.
For young buyers who want sporty styling, TVS Raider 125, Hero Xtreme 125R and Bajaj Pulsar 125 are better options. These motorcycles offer stronger road presence and more exciting performance than traditional commuter bikes.
For comfort on rough roads and long daily travel, Bajaj Platina 110 is worth considering. Its suspension setup and relaxed riding posture make it suitable for practical users.
Things to Check Before Buying a Bike Under ₹1 Lakh
Before finalising your bike, do not only compare the ex-showroom price. You should also check the on-road price in your city because insurance, registration, accessories and other charges can increase the final amount.
Take a test ride before buying. Seat comfort, handlebar position, clutch feel and suspension performance can be different for every rider. A bike that looks good online may not always feel comfortable in real life.
You should also compare service centre availability near your home. Hero, Honda, TVS and Bajaj have wide networks, but dealer experience can vary from one city to another.
Check the maintenance schedule and spare-parts cost. A slightly more expensive bike can still be a better choice if it offers better reliability and lower long-term maintenance.
Finally, choose the variant carefully. Some higher variants may include a disc brake, digital console, Bluetooth connectivity or alloy wheels. If your budget allows, safety features such as a front disc brake can be worth considering.
Frequently Asked Questions
Which is the best bike under ₹1 lakh in India in 2026?
Honda SP 125 is one of the best all-round bikes under ₹1 lakh because it offers good mileage, refined performance, modern features and a 5-speed gearbox. For maximum mileage, Hero Splendor Plus is a strong choice.
Which bike gives the highest mileage under ₹1 lakh?
Hero Splendor Plus, Hero HF Deluxe and TVS Sport are among the highest-mileage bikes in this budget. Their actual mileage can vary depending on traffic, riding style, road conditions and maintenance.
Which is the best sporty bike under ₹1 lakh?
TVS Raider 125, Hero Xtreme 125R and Bajaj Pulsar 125 are among the best sporty bikes under ₹1 lakh. TVS Raider is feature-rich, while Xtreme 125R offers aggressive styling.
Is Honda SP 125 worth buying in 2026?
Yes, Honda SP 125 is worth buying for riders who want a premium commuter bike with good performance, mileage, comfort and Honda reliability.
Which bike is best for village roads under ₹1 lakh?
Hero Splendor Plus, TVS Sport, Bajaj Platina 110 and Hero HF Deluxe are good choices for village roads because they are practical, fuel-efficient and easy to maintain.
Can I buy a 125cc bike under ₹1 lakh?
Yes, several 125cc bikes are available around this budget, including Honda SP 125, TVS Raider 125, Bajaj Pulsar 125 and Hero Xtreme 125R. The final on-road price may vary by city and variant.
Final Verdict
The under ₹1 lakh bike segment in India offers many practical and value-for-money options in 2026. There is a suitable bike for every type of buyer, whether you need maximum mileage, sporty looks, premium features, comfort or low maintenance.
Hero Splendor Plus remains the best choice for simple daily commuting and excellent mileage. Honda SP 125 is ideal for buyers looking for a refined and premium 125cc commuter. TVS Raider 125 and Hero Xtreme 125R are better for young riders who want stylish design and stronger performance. Bajaj Platina 110 is a practical option for long-distance daily travel, while Hero HF Deluxe remains one of the most affordable motorcycles for budget-conscious buyers.
Before buying, compare the latest on-road price, take a test ride and choose the bike that matches your daily riding needs. A good motorcycle is not only about price or looks; it should also be comfortable, reliable and affordable to run for many years.
Current listings place popular choices such as Honda SP 125, Hero Splendor Plus, TVS Raider 125, Bajaj Pulsar 125 and Hero Xtreme 125R within or around this budget depending on variant and location; on-road prices can cross ₹1 lakh in many cities.